Heating cover and boiler cover are the same thing and they provide protection against exigent circumstances that cause a home central heating system to break down. Heating cover helps to avoid high cost repairs of broken down boiler or central heating systems.
You have two choices how you go about getting cover. Use an online comparison site that compares prices and product features. Or you could simply take a policy on offer from the suppliers listed below, they will also feature on any good comparison site.
The cheapest option may not be the right policy for you, make your decision on what is important in terms of service to avoid disappointment.
Note though, you do not have an obligation to your current gas and electric suppliers to use their heating insurance cover.
Heating cover assures that a qualified engineer will fix whatever problem arises and assures that the entire service is already paid for by your heating cover. Hence parts and labour are covered.
Heating cover also grants peace of mind should your heating system break an awful time like the winter when being without heating and hot water is a dreaded circumstance.
Without heating cover, you risk a long wait for a qualified engineer and will no doubt end up with a much higher bill than the annual cost of a heating cover policy. Hence you have piece of mind on what your costs are.
Two main products are available:
An important step is deciding if you would like full heating system coverage or coverage for just the boiler and the controls. Boiler only products are usually cheaper but offer less cover.
When comparing prices, it is important to check what is covered. Heating cover products vary by price, exclusions and the extent of coverage.
If you aren’t qualified to fix your own heating system, do not attempt to because you could endanger yourself and the life of your heating system. It is better to call someone registered with CORGI.
Purchasing a CO detector will make early detection possible and could save your life.
Heating and boiler insurance is deemed an insurance product and as all insurance policies are regulated by the FSA, your policy is.
Who are the FSA?
The Financial Services Authority is a non-governmental body with statutory powers awarded by the Financial Services and markets Act of 2000. One of their aims is to help ensure retail customers get a fair deal.
