It can be extremely difficult choosing the right credit card, what with there being so many competitors out there trying to gain your custom. Here are the answers to some frequently asked questions about credit cards. Are zero per cent balance transfers better than low APR cards? Not necessarily. Zero per cent transfers start with [...]

Car finance is something that many people go after. There are many different options available to you but the question is: which one is right for you? You need to take the time to search the different options and consider them all before applying for one of them. Financing a Car with a Loan This [...]

Different debts need different solutions. Firstly, different debts would have different consequences if you had problems paying them. For example, falling behind on unsecured debt repayments (such as a loan, credit card, or overdraft) may affect your credit score and/or you may get fined. Falling behind on your mortgage could lead to repossession (not at [...]

There are so many things to think about when you are choosing a credit card whether it be 0% on balance transfer or purchases, a cashback card or low standard interest rate. This guide aims to be the complete guide when it comes to helping you choose the right credit card for your circumstances and requirements.

Pre-paid cards are becoming ever more popular, but many people are in the dark as to their best uses, which consumers they best suit or how they actually work. Luckily, here at FinanceNet we’re able to shed some light on the matter. How Do They Work A pre-paid credit card works in much the same [...]

It becomes difficult to handle all the debts together if you are knee deep in debt. In such a situation the best option to solve the debt problem is to consult a credit counselor. If you go to a credit counseling company, they will counsel you on how to manage your debts and save money [...]

Living on benefits is never easy. Planning your life around the schedule of your benefit payments is inconvenient at the best of the times. Often it’s completely impossible. It’s a fact of life that, inevitably, we all meet with unexpected expenses from time to time. If this happens in-between your benefit payments things can get [...]

It happens to the best of us and it is certainly nothing to be ashamed of but when you are facing a bit of a cash crisis, where should you turn to get the best deal on a short term loan? In this article I am going to walk you through the 4 main options [...]

UK Mortgages There are two mortgage options available for individuals, these being the repayment plan or the interest only plan. Repayment Mortgage The repayment plan consists of monthly payments in order to pay back the borrowed amount as well as any interest that has been accrued. There are several advantages and disadvantages to the repayment [...]

Credit cards allow cardholders to access a line of credit at will for purchases and cash advances. The limit on the line of credit is established by the credit grantor and is based on a number of factors that determine the cardholder’s creditworthiness, or ability to pay back the loan. The main credit card issuers [...]