Payment Protection Insurance (PPI) – When & Where To Buy It
Table of Contents The Basics Types of PPI Policy Details Excess Periods Payment Length Employment Sickness & Accidents Price & Protection Alternative Approaches Other Considerations Mention PPI to a random person on the street and their mind will invariably turn to the scandal that was…
Equity Release Explained: Just How Does It Work?
If you own a property, either outright or with a small outstanding mortgage, you have a built up a store of equity that can be released to provide a lump sum, ongoing income, or both. This guide will aim to answer all of your burning…
Should I Get A Pension Or A Mortgage
As a young person, unless you have progressed to the higher pay echelons quickly, you will have a limited amount of money left over each month after paying the typical expenses such as rent, food, utilities and travel. Despite this, you are being given messages…
How to find out if you have a PPI claim
Table of Contents What Is PPI? Who Can Make A Claim? How Long Does A PPI Claim Take? Should I Go It Alone? As the total compensation figure for mis-sold PPI cover tops £13 billion; millions of UK households are reaping the benefits of digging…
What Is The ISA Allowance For 2014/15?
From 1st July 2014, ISAs are changing; cash ISAs and stocks & shares ISAs will remain as separate accounts, but they will fall under an over-arcing single named account called “NISA” or New ISA. If you have already subscribed to a cash ISA or stocks…
Buying Shares Online
There is hardly a single industry on earth that has not been impacted by the ever increasing importance of the internet. Almost all products, even those which were previously hard to come across, can now be found online and purchased, normally at a significantly lower…
What Is Section 75 & How Does It Benefit Me?
Section 75 is an incredibly useful piece of legislation as far as consumers are concerned. It means that your credit card company needs to step in and take responsibility if a purchase you make using your card ends up being a rum deal. For example,…
Is A Debt Relief Order Right for Me?
A debt relief order (or DRO) could provide a path out of severe financial difficulties for people who find themselves with limited options. Like an IVA or bankruptcy, a DRO is a form of insolvency, but, in certain scenarios, it could work out as a…
Can I Contest A Parking Ticket?
It’s the end of the month. You’re looking like you’ll just about scrape through to your next payday with all your bills paid on time, just so long as nothing unexpected comes up. Thanks to the cruel way the universe works this is invariably the…