Zopa Review: What Is It And How Does It Work?
Table of Contents Zopa for Savers Selecting a Market Finding a Borrower What are the Restrictions? Can I Withdraw My Money Sooner? How Much are the Fees? What are the Risks? Zopa for Borrowers Applying for a Loan How Flexible are Loans from Zopa? What…
How Can I Keep Divorce Costs Down?
Unfortunately, as well as being a highly emotional process, getting a divorce can also become a financial burden, costing, on average, well in excess of a £1,000. Depending on individual circumstances this figure can end up much higher but, by the same token, it is…
What First Time Buyer Schemes Are Available To Me?
Getting on to the property ladder is now spectacularly difficult. Indeed, according to recent research the combination of high house prices, stagnant wages, the spiralling cost of living and the minuscule interest rates offered on savings means that it takes most people close to a…
What Is Peer to Peer Lending & How Can I Benefit From It?
Peer to peer lending services aim to link up those in need of funds with people looking to make an investment. Some peer to peer lenders supply loans to individuals whereas others focus on helping small businesses acquire credit. Though all lenders have their own…
How Much Does It Cost To Move House?
If you’re moving house you’re probably not expecting it to be cheap. Unfortunately, the colossal commitment of a mortgage is only one in a long list of expenses you’ll have to face in order to move up (or even down) the property ladder. Extra costs…
How Much Does it Cost to go Bankrupt?
Depending on your circumstances, bankruptcy can be, not only the quickest, but also the most cost effective way to tackle the burden of debts you can’t repay. As you can see a large portion of your outstanding debts written off in the space of just…
How Will Pension Auto-Enrolment Work?
With life expectancies continually rising there are fears that many of us are not setting enough to see us through our post-retirement lives. To try and ensure that people won’t come to the end of their careers with insufficient savings to get by, the government…
How Do I Go About Reclaiming Bank Charges?
Whilst certainly not as easy as it once was, it’s still possible to reclaim substantial amounts of money you may have paid in unfair bank charges, such as penalties for exceeding your overdraft limit or bounced cheques – especially if you’re suffering with financial hardship….
Building Indemnity Insurance
What is Indemnity Insurance? We all know that being a homeowner comes with a lot of responsibilities, from making your mortgage payments, to keeping your property in good repair. However, sometimes when buying a home it’s possible that you might be taking on responsibility for…
How Do I Get a Tax Rebate?
If you’re looking at ways to improve your financial situation you’ll probably be focused on either finding new ways of cutting back your spending, or bringing in more cash. However, you should never overlook the possibility that you’re already owed money. From reclaiming mis-sold PPI…