Can I Cash In My Pension?
This is a very in-depth look at the ways that you might be able to cash in some or all of your pension, but it is quite a technical subject which is why we always recommend that you seek independent, expert advice before doing anything….
Life Insurance Advice
Although it’s not something any of us like to dwell on, there will inevitably come a time when you can’t be there to provide for your loved ones. Taking the time to make sure arrangements are in place to ensure they’ll be provided for once…
What Is ‘Setting Off’ And How Do I Avoid It?
Let’s say you’re out with a friend. You go and have a meal, catch a film and have a few drinks. The only hitch is he’s forgotten his wallet (how convenient!). But it’s no big deal. You have enough cash on you, so you pay….
How Can I Save Money On My Petrol Bill?
It’s the life blood of the western world and a drain on our wallets. Petrol is one of the main expenses that we have to budget for. Even those who rely on public transport will find it’s a big chunk of their monthly costs, albeit…
How Should I Save For My Grandchildren?
With things looking tougher than ever for young people struggling to become financially independent, setting some funds aside for your grandchildren’s future could help make a real difference. When it comes to selecting a method of growing your capital, grandparents are somewhat spoiled for choice….
Protecting Yourself When Using Securities to Raise Finance
If your own assets such as a house or car, you may be tempted to make the most of them by releasing some of their value in the form of a secured loan. Offering such securities as collateral can make it easier to raise finance,…
What Is A Bridging Loan And Is One Right For Me?
A bridging alone is essentially an advance, given by a lender to tide the borrower over until an expected source of income comes in. These days the term is most often used in reference to the purchase of property. Typically a bridging loan is used…
Why Should I Use A Mortgage Broker?
When you’re looking to take your next step up the property ladder (or your first one for that matter) you’ll most likely to be looking for ways you can reduce the costs of moving house. That being the case, you may be tempted to disregard…
Master the Art of Stoozing
Generally speaking, the rate of interest we’re expected to pay on money we borrow far outstrips the rate we’re rewarded with for saving. This is the basic premise that allows lending institutions to turn a profit – they pay less to their investors than they…
Where Can I Get Help Paying Court Fees?
Court fees can pose a problem to anyone struggling financially who needs to pay for court action. Unfortunately, this can create something of a ‘catch 22’ situation as often the work of the court is needed precisely because of individual’s money problems. For instance, you…