How Much Does it Cost to go Bankrupt?
Depending on your circumstances, bankruptcy can be, not only the quickest, but also the most cost effective way to tackle the burden of debts you can’t repay. As you can see a large portion of your outstanding debts written off in the space of just…
IVA Or Bankruptcy? Which Is The Right Choice For Me?
Recent years have seen a dramatic rise in the number of insolvency practitioners who include individual voluntary arrangements amongst their services, with IVAs fast becoming seen as a preferable option to bankruptcy for those with debts in excess of £15,000 who find themselves faced with…
How to Rebuild Your Credit Rating
Many people who have a history of irresponsible borrowing, spending or repayment are now stuck with a poor credit rating. This can seriously impair your ability to borrow in the future, enter into financial contracts with companies or even find a place to live. However…
Tenant Loans – Why is Applying Online a Good Idea?
What is a tenant loan? If you wish to take out a loan but you do not actually own the home in which you are living, you will likely need a tenant loan. This type of loan is suitable for those living at home with…
Top Tips On How To Manage Your Credit Card
Credit cards provide an important source of financial aid to many people in modern society. Used properly, they can alleviate much of the financial strain placed upon families and individuals and are an effective way of organising your finances. However, there are a number of…
Assessing the True Cost of Payday Loans
The true cost of payday loans is one of the ticklish issues and critics of this type of short term loan cite the “exorbitant” APR off the bat to justify their position. The implication of arguments anchored on this annualised metrics is that payday lending…
How Can I Make Sure That I Have A Good Credit History?
Given the fragile state of the economy in recent years, a good credit rating is no longer just a nice-to-have – it’s a must. As a result, we often find ourselves asking the golden question: how can I check my credit rating? But what is…
Low APR cards: your questions answered
It can be extremely difficult choosing the right credit card, what with there being so many competitors out there trying to gain your custom. Here are the answers to some frequently asked questions about credit cards. Are zero per cent balance transfers better than low…
Three Options for Car Finance
Car finance is something that many people go after. There are many different options available to you but the question is: which one is right for you? You need to take the time to search the different options and consider them all before applying for…
Debt Solutions – Finding The Right One For Your Situation
Table of Contents Using Savings To Repay Debt Using A Loan To Repay Debt What Is A Debt Management Plan? How To Avoid Falling Into Further Debt Different debts need different solutions. Firstly, different debts would have different consequences if you had problems paying them….