What Is Peer to Peer Lending & How Can I Benefit From It?
Peer to peer lending services aim to link up those in need of funds with people looking to make an investment. Some peer to peer lenders supply loans to individuals whereas others focus on helping…
Junior ISAs Explained
Since the Child Trust Fund scheme ended (to new applicants) in January 2011 there has been little to replace it but in November 2011 a new Junior ISA is to be introduced by the government to provide tax free savings vehicles for children. Unlike a standard ISA you can have separate cash and share-based accounts and with a much larger limit on yearly investment that CTFs, Junior ISAs seem like a good deal.
The ISA Jargon Buster
ISAs are not always the easiest thing to get your head around and this confusion leads many to avoid them and miss out on the tax free benefits that ISAs bring. Here we attempt to demystify some of the more popular jargon surrounding ISAs from the difference between cash and investment ISAs to investment limits and risks involved.